Buyer’s Series: Budget Before Buying
Before diving into the house-hunting process, you’ll want to get your financials in order. Sign up with at least one of the credit agencies to check your credit score. Experian allows individuals to sign up for free to do this. Remember: the higher the score, the better the mortgage
Buyer’s Series: Pre-Approved vs Pre-Qualified
You will hear the terms pre-approved and pre-qualified thrown around In the real estate world, these are very different and it’s important a buyer know the difference. It’s also essential to know that many realtors will not show properties to a buyer who isn’t pre-approved. Being pre-approved also shows a buyer is serious and trustworthy should they submit an offer..
Buyer Series: Let’s Buy a House
Buying a house is one of the most adult things you will ever do! This post will help you understand what you should expect and what is expected of you in the buying process.
Do You Really Need a Real Estate Agent? Yes, and Here’s Why.
Whether you are buying or selling, you are entering one of the most significant financial transactions in your life. A real estate agent to guide you through the process is exactly who you need in your corner, and here are the top five reasons why.
A knowledgeable real estate agent guides you through the significant number of forms, reports, disclosures, and financial documents, ensuring that everything is compliant. They will know what is required in your state, helping you avoid costly mistakes and delays.
Interest Rates: 1970’s - today
If you have recently began your journey of home ownership, you have probably heard about the high interest rates. Even though rates seem to be at an all time high, did you know that in October 1981, interest rates peaked at 18.63%? Interestingly, today’s rates are at the historic average.